Saturday, June 2, 2012

Modern Micriocredit:

The origins of microcredit in its accepted applied apotheosis can be affiliated to several organizations founded in Bangladesh, abnormally the Grameen Bank.The Grameen Bank, which is about advised the aboriginal avant-garde microcredit institution, was founded in 1976 by Muhammad Yunus. Yunus began the activity in a baby boondocks alleged Jobra, application his own money to bear baby loans at low-interest ante to the rural poor. Grameen Coffer was followed by organizations such as BRAC in 1972 and ASA in 1978.Microcredit accomplished Latin America with the enactment of PRODEM in Bolivia in 1986; a coffer that after adapted into the for-profit BancoSol. Microcredit bound became a accepted apparatus for bread-and-butter development, with hundreds of institutions arising throughout the third world. Though the Grameen Coffer was formed initially as a non-profit alignment abased aloft government subsidies, it after became a accumulated article and was renamed Grameen II in 2002. Muhammad Yunus was awarded the Nobel Peace Prize in 2006 for his plan accouterment microcredit casework to the poor.

Wednesday, May 9, 2012

INTERNAL AUDIT IN MICROFINANCE - MICROCREDIT, NGO- MFIs INSTITITION


Internal Control Structure :

Internal control system should consists of five interrelated components : 1) Control environment 2) Risk assessment 3) Control activities 4) Information and communication and 5) Monitoring.

1)      Control Environment :
The control environment which means the overall attitude, awareness and actions of directors and management regarding the internal control system and its importance in the entity. The control environment has an effect on the effectiveness of the specific control procedure. A strong control involvement for example, one with tight budgetary controls and an effective internal audit function, can significantly complement specific control procedure. However a strong environment does not by itself ensure the effectiveness of the internal control system. Factors reflected in the control environment include-

§  The functions of the Board of directors and its committee.
§  Management philosophy and operating style. 
§  The entity’s organization structure and method of assigning authority and responsibilities.
§  Management control system including the internal audit function, personnel policies and procedures and segregation of duties. 

Control Procedure means those policies and procedures in addition to the control environment which management has established to achieve the entity’s specific objectives. Specific control procedures includes :
§  Reporting, reviewing and approving reconciliation.
§  Checking the arithmetical accuracy of the records.
§  Approving and controlling of documents.
§  Comparing internal data with external souses of information.

2)      Risk assessment:
Risk assessment is the identification and analysis of risk associated with the achievement of operations, financial reporting and compliance goal and objectives. The area where risk assessment is to be considered in financial statement level.
§  The integrity of the management.
§  Management experience and knowledge and changes in management during the period, for example inexperience of management may affect the preparation of the financial statements of the entity.
§  Unusual pressure of the management.
§    Financial statements likely to be capable to misstatement for example high degree of estimation. Internal control are executed in according with management’s general or specific authorization. Risk involves in case of internal controls system where tend to be directed at routine transactions rather than non-routine transactions.

3)      Control activities :

§  Sound design and use of renumbered documents and records.
§  Segregation of duties.
§  Proper authorization of transactions.
§  Adequate safeguards and security measures.
§  Independent checks on performance.
§  Proper valuation of recorded amounts.
§  Activities related to financial reporting.
§  General controls and financial control.

4)      Information and communication :
The communication to management of material weakness would ordinarily be is writing. In many case oral communication is appropriate.
§  Identify and capture information relevant to financial reporting.
§  Communicate relevant information in a suitable format.
5)      Monitoring :
§ Ongoing activities.
§ Separate evaluations.

Priority area of establishing internal control in Micro finance
In Micro finance sector following are the priorities area where internal control procedure may be followed.
a) Cash control : Just as cash is the beginning of  MFI operational cycle, it is usually the starting point for a MFI system of internal control. Cash is the one asset that is readily convertible into other type of asset; it is easily concealed and transported and it is highly desired. Moreover because of the large volume of cash transactions numerous errors may occur in executing and recording cash transaction. To safeguard cash and to assume the accuracy of the accounting records for cash, effective internal control over cash in imperative. Cash consists of coin, currency cheque, money in hand or deposit in a bank or similar depository. The general rule is that if the bank will accept it for deposit, it is cash.  

Internal control over cash receipts :
Cash receipts may result from a variety of sources, service cheque collection received, pass book sale etc. The internal control procedure as given below :
a)      Establishment of responsibility :
Only designated personnel authorized to handle cash receipts i.e cashier.

b)      Segregation of duties :
Different individuals receive cash, (Cashier and Assistant Cashier) record cash receipts and hold the cash.

c)      Documents procedure :
Cash Register tape, deposit slips etc.

d)     Physical, Mechanical and Electronic control :
-    Store cash in safe (Vault)
-    Limit to access in cashier area. 
-    Use cash registers /cash book.

e)      Independent Internal Verification :
-   Supervisors count cash receipts daily; Accountant compare total receipts with bank deposit daily.
-   Teeming and lading

Other control :
Bond personnel who handle cash; Revised all cash deposited into Bank.

Internal Control over disbursement :
Most MFI use a voucher system as part of their internal control over cash disbursement. A Voucher is a system is a extensive network of approves by authorized individuals acting independently to ensure that all disbursements by cheque are proper. 
Cash may be disbursed for a variety of reasons such as pay expenses and liabilities or purchase small assets. Generally internal control over cash disbursements is more effective. When payments are made by cheque, rather than by cash except for incidental amounts that we paid out of petty cash.
a)      Establishment of responsibility :
-   Only designated personnel authorized to sign cheque (ED & Manager).
b)      Segregation of duties :
-    Different individuals approved and make payment, Cheque signers do not record disbursement book.
c)      Documentation Procedure :
-    Use renumbered cheque and account for them in sequence.
-    Each cheque must have approved invoice/bill.
d)     Physical, Mechanical and Electronic Control :
-          Store blank cheques in safe with limited to access.
-          Print cheque amounts by machine in indelible ink.
e)      Independent Internal verification :
-          Compare cheque to invoice/bill.
-          Reconcile Bank statement monthly.
f)       Other Control :
-         Stamp invoice.
-         Paid seal.
g)      Purchase :
-          Initiation of purchase and consider maximum limit.
-          Quotation and tender.
-          Placing order.
-          Receipts of goods.
-          Invoice : Date, Description of goods, rate, extension and stamp.
-          Vouchers should be prenumbered.
-          Payment
-          Stock/ fixed assets register entry.

Method of Evaluation of Internal Control
:
There are four methods of internal control.

Oral approach :
Oral discussion is held to identify strengths and weakness.

Memorandum Approach :
Full notes are taken during discussion governing evaluation of internal control. Analysis of weakness is undertaken and suggestions are offered through management letter for improvement


Internal Control Questionnaire (ICQ) :
An ICQ consists of question in respect of each element of business. Answer are obtained as ‘yes, no’ or ‘not applicable’. Remarks column is used for raising question and or identifying weakness of the existing internal controls with a view to removing these.

Flow Charts :
Flow charts of each business activity are reviewed and internal control are evaluated.
The internal audit process of Micro finance :
There are some checklists governing for looking approach to internal auditing are classified below :

1)        Evaluation of Internal Control : These short test of the adequacy of Accounting system from the following view points :
a)    Information is adequate and accurate.
b)    Resources of Micro finance are protected against losses resulting from :
i.        Theft
ii.      Embezzlement
iii.    Carelessness
c)    Control over all Phases of Operations.

2)        Review of Accounting Efficiency: This should cover the following aspects.
a)    Procedure are effective.
b)   Mechanical and electronic equipment is used.
c)    Space is fully utilized.’
d)   Personnel is adequate.

3)        Appraisal of performance of organization : Aspects to be covered include the following :
a)         Implementation of policy.
b)        Compliance with procedure.
c)         Review of individual performance.
d)        Checking up of plan on organization.

4)        Internal audit report : The benefit of internal auditor’s work are to be accomplished through the medium of reports and findings and recommendations. The report is prepared in the light of the following aspects :
a)        The report is carefully prepared and well written.
b)       The report is designed to catch and hold the attention of the POs to whom it is prepared.
c)        Conclusion and recommendation is clearly written.
d)       Rough findings report be discussed before POs level.
e)        Specific Improvement need to be properly highlighted.
f)        Follow up in needed to ensure action on the findings and recommendations.

Audit Checklist


List of the MIS and AIS formats to be checked and reviewed at the course of PKSF PO’s internal audit. PKSF internal Audit personnel should be given emphasize to the following formats and issues at the course of PO’s field and head office audit.

1.0              Vouchers (Dr. /Cr.- cash & bank  and Transfer/Journal)
2.0              Cash book
3.0              Verification of cash in hand
4.0              General ledger

 

Report review

5.0              Financial statement  prepared and submitted by the PO(FIS)
6.0              Progress report in different aspects

 

Registers review

7.0              Master roll for loan disbursement
8.0              Membership enrolment register
9.0              Fully repayment register
10.0          Recoverable/ realizable and daily realization/collection register
11.0          Savings (mandatory/flexible/& micro insurance) – withdrawal/return/adjustment registers
12.0          Group/samity based Subsidiary ledger- loan and savings
13.0          Registers for realizable amounts during govt. holiday and vacation
14.0          Daily collection Register(DCR)
15.0          Weekly and monthly MIS and AIS reports generated by the branch personnel
16.0          Fixed Asset Register- movable and immovable assets
17.0          Check and DD issue register
18.0          Stock register- printing and stationery goods
19.0          Loan and Advance register for officers and staffs
20.0          Daily attendance register
21.0          Movement Register
22.0          Back to office register( for visiting the groups by manager/ Monitoring )
23.0          Members passbook verification
24.0          Collection sheet verification
25.0          Loan application and Agreement verification
26.0          Savings withdrawal formats verification
27.0          Interests on different loan and savings product verification
28.0          Welfare funds- verification and  review
29.0          Loan loss provision (LLP) and Disaster management Fund (DMF)- verification and review
30.0          Others relevant issues- verification and review
31.0          Ratio analysis and verification of the analyzed and provided ratios by the PO accounts as well as PO management


BIBIOGRAPHY :
  1. Bangladesh standard on Auditing (BSA) and Bangladesh auditing Practice Statements (BAPS).
  2. Report of the National Commission on fraudulent Reporting, October 1987.
  3. Auditing Principles & Procedures by Prof. Dr. Khawaja Amjad Saeed of Pakistan.
  4. The Bangladesh Accountant Journal of the institute of Chartered Accountant of Bangladesh October – December 2007.

INTERNAL CONTROL AND AUDIT IN MICROFINANCE


WHAT IS INTERNAL CONTROL

Internal control indicates the whole system of controls employed by the management in the conduct of the business. It includes internal check, internal audit and other forms of controls. Its efficient working in practical aspect is helpful not only for the management but also for the external authorities. It includes all the methods followed by an organization to : (a) Protect its assets against their improper disbursement. (b) Protect against the incurrence of improper liabilities. (c) Assure the accuracy and dependability of all the financial and operating information. (d) Judge operating efficiency, and (e) Above all, measure the adherence to established policies of the company.

Internal control system means all polices and procedures adopted by the management of an entity to assist in achieving management’s objective of ensuring as far as practible, the orderly and efficiency conduct of its business, including adherence to management polices, the safeguard of assets, the prevention and detection of fraud and errors, the accuracy and completeness of the accounting records and timely preparing of reliable financial informations.

PRINCIPLES OF INTERNAL CONTROL AND IMPORTANCE

To safeguard its assets and enhance the accuracy and reliability of its accounting records, a company follows specific control principles. Of course, internal control measures vary with the size and nature of the business and with management’s control philosophy. However, the six principles listed in applied to most enterprises: (a) Establishment of responsibility (b) Physical, Mechanical and Electronic controls. (c) Segregated of duties. (d) Independent internal verification. (e) Documentation Procedures. (f) Other controls.

a Establishment of responsibilities : An essential characteristics of internal control is the assignment of responsibility to specific individuals. Control is most effective when only one person is responsible for a given task. In case of cash transactions only one person is responsible for this purpose. If only one person has operated the register, responsibility for the shortage can be assessed quickly. However, if two or more individuals have worked the register it may be impossible to determine who is responsible for the error. Establishing responsibility includes the authorization and approval of transaction.

b) Segregation of duties : This principle is identified as separation of functions or division of work. There are common applications of this principles. 1. The responsibility for related activities should be assigned to different individuals. 2. The responsibilities for establishing the accountability (keeping the records) for an asset should be separated from the physical custody of the asset. 3. The rationale for segregation of duties is that the work of one employee should, without a duplication of efforts, provide a reliable basis of evaluating the work of another employee.

c) Documentation procedure : Documentation provide evidence that transactions and events have occurred. Documents should be prenumbered and all documents should be accounted for. Prenumbering helps to prevent a transaction from being recorded more than once, or conversely, to prevent the transactions from not being recorded. The documents that are sources documents for accounting entries should be properly forwarded to the accounting department to help ensure timely recording to the transaction and event. Thus, this control measure contributes directly to the accuracy and reliability of the accounting records.

d) Physical, Mechanical and electronic control : Use of Physical, Mechanical and Electronic control is essential. Physical control related to primarily to the safeguarding of assets. Mechanical and Electrical controls safeguard assets and enhance the accuracy and reliability of the accounting records. Safes, vaults and safety deposit box for cash and business papers; locked warehouses and storage cabinet for inventories and computer facilities with pass key access are example of physical control. Mechanical and electronic control are alarm to prevent break instrument; television monitors is to detect theft, and time clocks for recording time worked.

e) Independent internal verification : Most system of internal control provides for independent internal verification. This principle involves the review comparision, and reconciliation of data prepared by one or several employees. The verification should be made periodically or surprise basis. Independent internal verification is especially useful in comparing recorded accountability with existing assets. The reconciliation of the cash book with bank balance etc.

f) Other control : Other control measure includes the following : 1) Bonding of employees who handling cash bonding involves obtaining insurance protection against misappropriation of assets by dishonest employees. This measures contributes to the safeguarding of cash in two ways : First, the insurance company carefully screens all individuals before adding them to the policy and may reject risky applicants. Second, bonded employees know that the insurance company will vigorously prosecute all offenders. 2) Rotating employee’s duties and employees to take vacations. These measures are designed to deter employees from attempting any theft since they will not be able to permanently concern their inproper actions. Many bank embezzlements have been discovered when the perpetrator has been on vacation or assigned to a new position.

Tuesday, May 8, 2012

LIST OF THE Microceredit NGO-MFIs


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LIST OF THE PARTNER ORGANIZATIONS  (POs) of PKSF

01.     Access Towards Livelihood and Welfare Organisation
(ALWO)
House # 81/2, Hazra, Natore-6400.
Phone: 0771-61255, Cell: 01740-933883
 
Email: alwonat@yahoo.com

02.     Action for Human Development Organization (AHDO)
House No. 546 (2nd Floor)
Upazilla Road, Kushtia Sadar, Dist: Kushtia 
Ph: 07023-75421
      Cell: 01711-145338, 01724-383416
        E-mail: ahdo.kustia@yahoo.cmo

03.     Adarsha Samaj Seba Samity (ASSS)
House# 43, Faridapara Road (Shera)
Dist: Mymensingh-2200.

04.     Ad-din Welfare Centre
15, Rail Road, Jessore-7400
Phone # (0421) 68820.68804

Ad-din Hospital, 2 Bara Maghbazar
Dhaka-1217
Phone # 9353391-3, 01711-532048, 01711-827922

05.     Adibashi Unnayan Kendra
Roy Bahadur Road, Rangamati
Chittagong Hill Tracts
PO. Box-34, Rangamati-4500
Phone# 351-61013, 62987

06.     Agragati
Vill.: Kakbandal, Post: Sarutia
P/S: Keshabpur, Jessore-7450.
Mobile # 01711-361017

07.            ASPADA Paribesh Unnayan Foundation
Swapna Kutir, House: 5/77, Bhaluka Paurashave            
Mymensingh.
Phone # (09022) 56268,
Cell: 01713031551, 01726566260

08.     Ahead Social Organization (ASO)
Madrasha Road, District: Joypurhat-5900
Mobile # 0571-63569
Mobile: 01711-968797, 01819-784008
Email: asojoy@bttb.net.bd

09.     Akota Samaj Unnayan Kendra (ASUK)
Village: Chengutia, Post: Dhandoba
Agoiljhara, Barisal.
Mobile # 01712-817634, 01712-809618
Email: asuk_bari@yahoo.com

10.     Al-Falah Aam Unnayan Sangstha
Village & Post: Rajbati, Dinajpur Sadar
Dinajpur.
Phone # (0531) 65264
Mobile # 01713-195200
Email: afaus_03@yahoo.com

11.     Alternative Development Initiative (ADI)
House-37 (4th Floor), Road-06, Block-D
Nikaton Housing Society, Gulshan-01, Dhaka-1212.
Phone # 9861412, 9134491, 01711-813470

12.     Amra Kaj Kory (AKK)
Allhaj Ali Alal Cheste Mohal,(2nd Floor),42/A, Jhiltuly
Faridpur Sadar, District: Faridpur
Ph: 01711468696

13.     Annesha Foundation
31/2, Senpara Parbata (2nd Floor)
Section-2, Mirpur-10, Dhaka-1216.
Phone #. 9005637


14.     Anannya Samaj Kallyan Songostha (ASKS)
Dhaka Road, Salgaria, Pabna-6600.
Phone # (0731) 64459, Fax: 88-0731-64459 Ext 108
Cell: 01713228777, 01713228751-53
Email: askspab@bttb.net.bd, mahfuj_asks@yahoo.com
Liaison Office
House no-470 (1st floor), Road no-8
D.O.H.S, Baridhara, Dhaka-1206

15.            ANTAR Society for Development
8A/4 (3rd Floor) Tajmahal Road
Block-C, Mohammadpur, Dhaka-1207
Phone: 8123889, Mobile:01711112323

 

16.     Ansarali Foundation for Integrated Development (AFID)
Shimpur, Comilla-3505, ph: 01720527960

17.     Anuvab
Thanapara Road
Upazila: Boda, Panchagarh.
Phone # (05653) 56180, Mobile: 01712-676857
Email: anuvabboda857@gmail.com

18.            Aram Foundation 
Bhaberchar, College Road , PO- Gazaria
Dist: Munshigonj
Phone: 01714-094287

19.     ARCHES
House # 7, Road # 13 (New)
Dhanmondi R/A, Dhaka-1205
Ph: 9126433, 9114870, 01819215427

20.     ASA
ASA Tower, 23/3, Khilji Road,
Shyamoli, Dhaka-1207.
Phone: 8111418, 8116804, 8110934-5
Fax: 880-2-9121861
Email: asabd@asa.org.bd
 
21.     Ashrai
House: 152, Road:04, Sector:03,
Upashahar, Rajshahi-6203.
Phone: 0721-760545
Liaison Office:
6/4 B, Block-B, Lalmatia, Dhaka-1207
Phone: -88-02-9113358, 0721- 760545
Email: ashrai@librabd.net

22.            Assistance for Social Organization and Development (ASOD)
Gazi Khurshid Bay
8/4-A, Block-B (1st Floor), Lalmatia, Dhaka-1207.
Phone # 88-02- 9119091, Cell: 01711-904483, 01733342546, 01841376751
Email: asod@agni.com

23.     Assistance for the Livelihood of the Origins (ALO)
        Pankhaiya Para, Khagrachari Sadar, Khagrachari 4400.
        Phone: 0371-62067, 61559
        Mobile: 01820-705507, 01815-642133

24.     Association for Community Development (ACD)
House- 41, Sagarpara, Boalia, Rajshahi- 6100.
Phone # (880-721)-770660; Mobile # 01713098257
E-mail: rajacd@librabd.net

25.     Association for Planning and Development (APAD)
South Seutha, Manikgonj-1800
Phone: 0651-61836, Mobile: 01711-452852


26.     Association for Realisation of Basic Needs-ARBAN
House: 16 (Ground floor), Road: 9/A,
Dhanmondi R/A, Dhaka- 1209
Phone: 02-8122250, Cell: 01917-705601
 
27.     Association for Rural Advancement in Bangladesh (ARAB)
Bewtha Road, Manikganj Town
Manikganj-1800,
Phone # (0651)-61264, Fax: 880651-62086
Cell: 01552-313919, 01711-239839

28.     Association for Social Advancement Programme (ASAP)
Alamgir Hossain Road
Gaital, Kishoregonj-2300.
Phone: 09424-55733

29.     Atmabiswas
Biswas Tower, Cinenia Hallpara
Upazilla: Chuadanga Sadar, District: Chuadanga-7200
Phone # (0761) 63828, Cell: 01714-090402
E-mail: atmabiswas_ngo@yahoo.com, info@atmabiswas.org

30.     AVA (Association for Village Advancement)
Gopalpur, Lalpur, Natore
Phone: 01711-453753         
Email: avango2008@gmail.com

31.     Bandhu Kallyan Foundation
Rajghat, Nowapara Municipal Area
Abhaynagar, Jessore
Project Office:
H#4, R# 13, West South Block Housing Estate, Kalishpur, Khulna 9000
Phone # (04222) 71426;
Cell # 01714303454, 01711838071, 01724341801

32.     Bangladesh Association for Social Advancement (BASA)
House # 247 (2nd floor), Road # 18, New DOHS,
Mohakhali, Dhaka-1206.
Phone # 88-02-9862464, 01711-528281, 01714093698
Fax: 88-02-9880957

33.     Bangladesh Development Society (BDS)
5, Sadar Road, Barisal-8200
Phone # 0088-(0431) 64620, 01715-168480
Email: bds@bdcom.com

34.            Bangladesh Environment Development Organization (BEDO)
8/6, Segun Bagicha, Ramna
Dhaka-1205
Ph: 9554798, 9568906

35.     Bangladesh Extension Education Services (BEES)
House # 183, Eastern Road, Lane # 2
New DOHS, Mohakhali, Dhaka-1207
Phone # 9889732-3,01711409552

36.     Bangladesh Rural Improvement Foundation (BRIF)
Natun Babupara, Syedpur, Nilphamari
Phone: 06445500171

37.            Bangladesh Rural Integrated Development for Grabstreet Economy (BRIDGE)
House # 7, Road # 113
Khalishpur Housing Estate, Khulna.
Phone # (041) 760038, 02-9139420


House#591, Road# 10,
Baitul Aman Housing Society
Shyamoli, Dhaka-1207.

38.     Barendrabhumi Samaj Unnyan Sangstha
Village: Mahinagar, Post: Sujail Hat
Upazila: Mohadebpur
District: Nowgoan.
Mobile: 01711-883016, 01712021645

39.     Bastob- Initiative for People’s Self- Development
4/7 Humayun Road, Block- B,
Mohammedpur, Dhaka- 1207
Phone: (88-02) 8128805, 9111531
Cell: 01720-513757, 01720513759
            info@bastob.org
Web: www.bastob.org

40.     Blind Education and Rehabilitation Development Organization (BERDO)
3/1, Road # 11, Rupnagar, Section # 5, Mirpur,
Dhaka 1216.
Phone: 9009451

41.     Boalkhali Proshika Gram Unnayan Sangstha
Collage Road, Kanungo Para
Boalkhali, Chittagong.

42.     BRAC
BRAC Center, 75, Mohakhali C/A
Dhaka-1212
Phone # 9881265, 8824180-7, 884051
Fax: 880-2-8823542, 8823614, 8851928

43.     CARSA Foundation
749, Satmasjid Road
Dhanmondi R/A, Dhaka-1209.
Phone: 8123705, 8120634
Cell. 01713-204682, 01717172349, 01711-181464

44.     CDIP (Centre for Development Innovation & Practices)
21/1, Easkaton Garden Road
8th Floor , Dhaka-1000.
Phone # 9355599

45.     Centre for Action Research Barindh “CARB”
Amtoli, Godagari, Rajshahi-6290.
Phone # (07225) 56126-7, Email:carb@btcl.net.bd

46.     Centre for Advanced Research & Social Action (CARSA)
House-29, Road-1,
Dhanmondi R/A, Dhaka-1205
Phone # 9671587, Cell: 01718-863072, 01712-292181
Email: carsa95@yahoo.com

47.     Centre for Community Development Assistance
G.P.O. Box No.: 2265, Dhaka- 1000
Liaison Office
House no-109 (1st floor)
Park Road, New DOHS
Mohakhali, Dhaka-1000.
Phone # 8711215, 8713137
Mobile # 01714166125, 01818801384, 01711-313679, 01714-161650
Email: ccdabd@gnbd.net

48.     Centre for Mass Education in Science
House # 828, Road # 19 (old)
Dhanmondi R/A, Dhaka-1209
Cell: 01716855646, 01718-973884
Email: cmes@citechco.net, cmesbd@yahoo.com

49.     Centre for Rehabilitation Education Earning Development (CREED)
Head Office: House #80 (Ananda Dhara)
Ward #07, Block-A, Road-08
(Hafizia Madrasa and Etimkthana Road)
North Khailkur, Board Bazar, Gazipur-1704.
Liaison Office:
329, West Dhanmondi
Dhaka- 1209
Mobile: 01711-608288
E-mail: cred@dhaka.net, cred.cred.bd@gmail.com

50.     Chinnomul Mohila Samity
Palashbari Road
Gaibandha.
Phone: 0541-61695

51.     Coastal Association for Social Transformation Trust
House#9/A, Road#2, Shyamoli, Dhaka
Phone: 8125181, Cell: 01714-014203

52.     Community Development Centre (CODEC),
Chittagong
        House # 47/H, Road# 1, Ispahani Park
        South Khulshi, Chittagong
        Telephone: 031- 610607, 2853826
        Fax: 880-31-2853824
Email: khursidcodec@gmail.com, codecdidar@gmail.com

53.     Community Development and Health Care Centre (CDHC)
306/2, Godown Road, Galachipa
Upazilla: Galachipa, District: Patuakhali
Mobile: 01712-568555, 01726-574103
Email: luna.cdhc@gmail.com

54.            CEDAR (Concern for Environmental Development & Research)
768, Satmasjid Road, Dhanmondi
Dhaka-1209
Phone # 02-9121504, 9145667
Cell: 01713-002426, 01715-150509
Email:cedar@bdonline.com

55.     Consciousness Raising Centre (CRC)
Arappur, Chaklapara (near Shaheed Amrity Bidha pith) Jhenaidah-7300.

56.     Come to Work (CTW)
Vill- Manmathpur, P.O: Chaklabazar
Parbatipur, Dinajpur
Phone: 0531-89114
Cell: 01712-041915
E-mail: ctwdinaj08@gmail.com

57.     Dabi Moulik Unnayan Sangstha
Chakrampur, Kathaltali
Santahar Road, Naogaon-6500
Phone # 61078, 07412072, Cell: 01713-200883
e-mail: dabi@rocketmail.com

58.    Dak Diye Jai
Bypass Road (Near New Bus Stand)
House# 1, Masimpur, Upazila & Post: Pirojpur
District: Pirojpur-8500
Phone # (0461) 62763, 01711-243388

59.     Daridra Bimochan Sangstha
Fulbagan Road, Mukharjee Para
Post & Thana: Meherpur, District: Meherpur.
Phone # (0791) 62629; Mobile # 01812907555
email: dbs@bttb.net.bd

60.     Daridra Nirashan Pracheshta (DNP)
Bhasanchar, Ambikapur
District: Faridpur-7804.
Phone # (0631) 62712, 01716-091808

61.     Desha, Sechashebi Artho-Samajik Unnayan O Manobik Kallayan Sangtha
Darus Shefa, 317, Jhenaidaha Road
Mazampur, District: Kushtia-7000
Phone # (071) 73402,54023, 01711217623
Email: deshango@bttb.net.bd

62.     Development Center International (DCI)
House no: 557, Road no: 9, Baitul Aman Cooperative Housing Society, Adabar, Mohammadpur
Ph: 9117166, 8113205


63.     Development Initiative for Social Advancement (DISA)
Hospital Road, Chandina, Comilla
Liaison Office:
E/11 Pallabi Extension, Mirpur 111/2, Dhaka 1216.
Telephone: 88-02-8052812, Mobile: 01720-084085
Email: disabd@citechco.net, disadhaka@yahoo.com

64.     Development Organization of the Rural Poor (DORP)
36/2, East Shewrapara, Mirpur, Dhaka-1216
Phone: 88-02-8034785, Cell: 01711528281, 01714093698, Fax: 88-02-9880957
Email: info@dorpbd.org, dorpco@bamg;a.net

65.     Dhaka Ahsania Mission
House # 19, Road # 12 (New)
Dhanmondi R/A. Dhaka-1209
Phone: 8119521-22, 9123402, 9123420, 8115909
Fax: 88-02-8113010, 8118522
Cell: 01716-859887
Email: dambgd@bdonline.com

66.     Drishtidan
Thanapara, P.S: Boda, District: Panchagarh
Phone # (05653) 56205, 01713-780570

67.     Dudumari Gram Unnayan Sangstha
Village: Dudumari
P.O: Panchagarh Sadar
Upazilla & Dist: Panchagarh,
Phone: 0568-61577

68.     Dushtha Shasthya Kendra
House-741, Road-09, Baitul Aman Housing Society
Mohammadpur, Dhaka-1207
Phone # 9128520, 8122861, 8159656, 8120965
Email: dskinfo@dskbangladesh.org

69.    Dwip Unnayan Sangstha
DUS Centre, Sayedia Bazar
Hatiya, Noakhali.
Liaison office
24/5, Mollika, Prominent Housing
3 Pisciculture Road, Mohammadpur
Dhaka-1207
Phone: 9122145

70.     Eco-Social Development Organization (ESDO)
College Para, Thakurgaon-5100
Phone # (0561) 52149, 01713-210488
Liaison office:
Rahaber Tower Apartment #3A
75-76 Janata Housing, Ring Road, Shymoly
Mohammadpur, Dhaka-1207
Phone # 8154857.
71.     Endeavour
3 No. Pool Poddar Bari
Habigonj Sadar, Habigonj.
Phone: 0831-62307, 01715120898
Email: end@citechco.net

456/1, Uttar Kazipara
Mirpur, Dhaka-1216.
Phone: 8023276

72.     Environment Council Bangladesh
House: 67, Block-Kha, Piciculture Housing Society, Shamoli, Dhaka-1207
Ph: 9120040, 9110740, Fax: 88-02-9110740
Cell: 01711527193, 01914954704, 01712092397
Web: ecbangladesh.com

73.     Eskander Welfare Foundation (EWF)
Krishna Nagar, Pirojpur Sadar, District: Pirojpur
Liaison Office
House # 1, Road # 27, Block-J
Banani Model Town, Dhaka-1213
Phone: 0461-62269, Mobile: 01711-863007
Email: ewfpirojpur@yahoo.com

74.     Family Development Services & Research
House # 216, Uttara Ashkona Medical Road, Dhaka-1230
Phone # 8920351, 8912469

75.     Focus Society
Hospital Road
Gabtoli, Bogra.
Phone: (05025)-75115
Mobile: 01711875811
Email: focus_society@yahoo.com

76.    Friends in Village Development Bangladesh (FIVDB)
Khadimnagar, Sylhet
Telephone: 01712186123


77.     Gono Kallyan Swabolombi Sangstha (GKSS)
Vill. & Post office: Sadullapur, Upazila: Sadullapur
Gaibandha-5710.
Phone: (0541) 56017
Mobile: 01711069252
E-mail: rabi_gkss@yahoo.com

78.      Gana Unnayan Committee (GUC)
Vill: Usmanpur, P.O: Bangalpara, P.S: Austagram
Dist: Kishoregonj-2300

79.     Gono Kallayan Trust (GKT)
Head Office: Saturia, Manikgonj.
Dhaka Liaison Office:
19/20, Adorsa Chayaneer Housing Society,
Ring Road Shamoli, Dhaka-1207,
Phone # 88-02-818687
Email: gkt@bdcom.com


80.     Gono Unnayan Procheshta
13A/3A, Babar Road, Block-B
Mohammadpur, Dhaka-1207.
Phone # 88-2-9120041
Cell: 01713035102, 01716261398
E-mail: gup@dhaka.net

81.     Gono Shathaya Kendra
P.O: Mirzanagar, Savar Cantonment,
Savar, Dhaka- 1205.
Cell: 01711531060, 01735-844281

82.     Ghashful
438, Mehedibag Road, Chittagong
GPO Box No-1057,  Chittagong-4100
Phone # (031) 2858613, Fax: 88-031-2858629
Liaison office:
Lake Breeze, Flat no-1-A, Plot no-26/A
Road no-20, Sector-3, Uttara, Dhaka 1230
Cell: 01711820845 (ED), 01199741166
Dhaka Office Phone No: 8922461
Email: ghashful@ghashful-bd.org
83.     Gram Bikash Kendra
Haldi Bari Rail Gate, Haldi Bari
Parbatipur, Dinajpur-5250.
Phone # (05334) 74411

84.     Gram Unnayan Karma (GUK)
02, Ajaj Housing, Banani
Bogra-5820
Phone # 064451-90419
Cell: 01714-004015, 01191-474165
Email:gukbogra@btrb.net.bd

85.     Gram Unnayan Kendra (GUK)
Vill: Kismatbanu, Post: Balabari Hat
Thana: Chilmari, Dist: Kurigram
Ph: (0581) 61351 Ext: 69, 0172-260564

86.     Grameen Jano Unnayan Sangstha
Altajer Rahman Road, Charnoabad, District – Bhola
Phone: (0491) 62169, 01714-059478, 01714059479
Email: mohin2010@yahoo.com

87.     Grameen Krishi Foundation (GKF)
College Road, Alamnagar
Rangpur Sadar, Rangpur
Ph: 0521-64893
Liaison Office:
Grameen Bank Bhaban,
Mirpur-2, Dhaka-1216
Phone#8012690

88.     Grameen Manobik Unnayan Sangstha (GRAMAUS)
5/1, Eta Khola Road
Kachijhuli, Mymensingh
Cell no: 01713-503982, 01716-256563
e-mail: ngo-gramaus@yahoo.com
               
89.     Gramin Seba Songstha
Village & Post: Betila, Manikganj
Liaison Office:                  
1/C-4. College Street, Science Lab. Dhaka
Mobile # 01199-840193, 01715-186715

90.     Habigonj Unnayan Sangstha
House-16, Rajnagar, Woman’s College Road
Habigonj-3300
Phone:0831-62392,
Mobile: 01715-356837, 01728-272596
E-mail: hushabiganj@yahoo.com

91.     Habitate and Economy Lifting Program (HELP)
Alia Madrasa Road, Upazila Bagerhat Sadar, Baherhat
Ph: 880-468-62634, 880-2-9884888,
Mobile: 01711155759, 01915474370

House # 21, Road # 24, Block-K, Banani, Dhaka-1213
Phone # 9884888, 9884988 Fax: 88-02-9884988
Mobile: 01711181154

92.     HEED – Bangladesh
House No # 19, Block # A , Section # 11,
Mirpur, Dhaka-1216.
Phone # 88-02-8011223, 8012764, 8021580, 9004556
Cell: 01713-008305, 01727-343141
Email: elgin@agni.com

93.     Hilful Fuzul Samaj Kallyan Sangstha
Talukder Manson, Nabogram Road, Barisal.
DLO: 5/12 Humayan Road
Block- B, Mohammadpur, Dhaka- 1207.
Phone-(88-02) 9146206, 01715-245412.
Email: hilfulfuzul@ymail.com

94.     HOPE
Aliabad, Nabinagar
Brahmanbaria-3410
Ph: 01711-341975

95.     Integrated Development Foundation (IDF)
House # 2, Road # 2, Block-C
Mirpur-2, Dhaka-1216
Phone # (88-02)-9005452, 9014933 
Mobile # 01711-538142
Email: zalamidf@citechco.net, ctgidf@ctpath.net
Chittagong Office:
House # 25, Road # 2, Block-B
Chandgaon R/A, Chittagong.
Phone: (031) 671248, Mobile: 01711-338537

96.     Jagorani Chakra Foundation
46, Mujib Sarak, Jessore-7400
Phone # 880-(0421) 68823, 61983
Fax: 88-0421-68824
 
97.     JAKAS Foundation
Sabujnagar, Joypurhat-5900
Phone: 88-0571-62984
Cell: 01711063216
Email: jakasjoy@bttb.net.bd, jakas.bd@gmail.com

98.     Jana Kallyan Sangstha
Dowlathdair, Meherpur Road, Chuadanga-7200
Phone # (88-0761) 62797, Mobile: 01730-001936,
01733-059001
Email: jksbangladesh@yahoo.com

99.     Joypurhat Rural Development Movement (JRDM)
Dashra, Khetlal
District: Joypurhat
Phone # (0571) 62038, 01715024164
Fax: 088-0571-51015
email: jrdmngo95@gmail.com

100.  Karmojibi Kallyan Sangstha
House-1, Road-1
Beradanga, Rajbari.
Phone # (0641) 65544, 65472, 01711849340

101.       Kotowali Thana Central Co-operative Association Ltd. (KTCCA)
Old Abhoy Asram, Comilla Sadar, Comilla.
Phone # (081) 76471 Ext-17, 13
Cell: 01711-020788, 01712-297216

102.  Kushtia Palli Unnayan Sangstha (KPUS)
18/5, 1 no Majidbari Lane, Arua para, Kushtia-7000.
Phone # 071-62056, Mobile: 01711-310126
Email: kpus_bd@yahoo.com

103.  Leya Health & Education Development Foundation
Kadampur, Abdullahpur,
South Keranigonj, Khaka- 1311
Mobile: 01713-068891
E-mail: leyafoundation@gmail.com

104.  Life Association
Vill: Badhal, PO: Badhal Bazar, Solarkala
Upazila: Kachua, Bagerhat-9311
Mobile: 01715-031522, 01914232050
e-mail: life_bagerhatbd@yahoo.com

105.  Mamata
        House # 4, Lane# 01, Block# L
        Halishahar Housing Estate, Chittagong.
        Telephone: 031-727295, 01199-761915

106.  Manab Sampad Unnayan Kendra
Thana: Kaliganj Sadar, District: Satkhira.
Mobile # 01715-350766, 01713-484934
E-mail: masuk_org@yahoo.com

107.  Manabik Sahajya Sangstha (MSS)
        SEL Centra, 29, West Panthapath (3rd floor)
        Dhaka- 1205.
        Phone: 9125038, 9143100, 9146159
        Email: manabik@bangla.net, Web: www.mssbd.org

108.  Manab Mukti Sangstha (MMS)
Vill: Khash Bara Shimul
PO: Jamuna Bridge West Sub
Sirajgonj-6703
Phone: 0751-89106
109.  Mohila Bohumukhi Sikkha Kendra
        Balu Bari, Dinajpur- 5200
        Phone: 0531- 64433
        Email: mbskcom@bttb.net.bd, razia.mbsk@gmail.com

110.  Mohila Kallayan Sangha
Doglachira Primary School
Upazila- Jhalakathi Sadar
District: Jhalakathi.

111.  Mouchas Unnayan Sangstha
Vill: Charalgani, Upazila: Madhupur, Dist: Tangail.
Ph: 8114831

112.  MOUSUMI (A Voluntary Development Organization)
Ukilpara, Naogaon
Phone # (0741)-61131, 01716-726640


Section-10, Road No.-7, Plot No.-10
Block-A, Flat:1/B, Mirpur, Dhaka
Cell # 01715205932
Email: mahabub.mousumi@yahoo.com

113.  Mukti Cox’s Bazar
Sarda Bhaban, Goldighirpar, Cox’s Bazar.
Phone # (0341) –62558, 64387,
Mobile: 01713-196800, 01713196802

114.  Muktipath Unnayan Kendra
Muktipath Bhaban
343, Jalil Nagar, Raozan
Upazila & Post: Raojan, Dist: Chittagong-4340.
Phone # (03026) 56031, 01819-325908
Email: salimmuktipath@yahoo.com

115.  Nabalok Parisad
73 South Central Road, Khulna-9100
Phone # (88-041) 720155, 810855
Cell: 01711-422678, 01711-840957

116.  Narail Ashar Alo Founmdation
Vill: Bhowa Khali, P.O-Ratan gonj
Upazila- NarailSadar, Dist-Narail-7501
Ph:0481-62915, Cell: 01711-486195
E-mail: ashar_alo@yahoo.com, asharlonrl@gmail.com

117.  Naria Unnayan Samity (NUSA)
Post & Thana: Naria, Sariatpur-8020
Phone # (0601) 59154
Mobile: 01819-410913
Email: nusa_bd@yahoo.com

Plot # 30A, Road # 4, Sector-3
Uttara Model Town, Dhaka-1230
Phone # 8912840

118.  National Development Programme (NDP)
NDP Bhaban, Bagbari, Shahid Nagar
Kamarkhand, Sirajganj-6700.
Phone: 0751-89111
Liaison Office:
House# 28, Road# 10, Block# Kha
Pisciculture Housing Society, Mohammedpur, Dhaka 1207

119.  NAZIR (Natun Zibon Rochi)
Airport Road, Lalmonirhat- 5500
Phone: 0591- 61252, 01715-572371
E-mail: nurul_nazir@hotmail.com

120.  New Era Foundation
Momtaj Villa (2nd floor)
70/A, Purana Paltan Line,
Momtaz Villa (2nd floor)
VIP Road, Dhaka-1000
Phone: 8333839, 01714-029549

121.  Nijpath (Nirassoir Janatar Pashe Thaki)
Pabna Road (Aronkhola), Iswardi, Pabna
Ph: 07326-63746, 01715374813

122.  Noble Education and Literary Society
Sherpur Road, Banani
District: Bogra-5800. Mobile: 01712507633

123.  Nowabenki Gonomukhi Foundation
Nowabenki Bazar, Shyamnagar, Satkhira.
Cell: 01711-218197, 01711-864604
Email: ngfbd1@yahoo.com  

124.  NOWZUAN
House-62, Road-3, Block-B
Chandgaon R/A, Chittagong-4212
Phone: 88-031-671360, Mobile: 01711-329805
Email: nowzuan@yahoo.com, imamorg@hotmail.com

125.  Organization for Rural Advancement (ORA)
Gaminee Textile Road, Gaital, Kishorgonj
Liaison Office:
271/7 (GF), Jafrabad, Sankar
Mohammadpur, Dhaka-1207
        Phone # 9129410, Mobile # 01711-622609
        Email: orashou@yahoo.com

126.       Organization for Social Development and Research      (OSDER)
24/2, Eskaton Garden
Dhaka-1000
Phone: 8316630.

127.       Organization for the poor Community Advancement (OPCA)
Vill- Uttar Hajisharai, P.O: Joergonj, 
P.S: Mirsharai, Chittagong.
Cell: 01751743068, 01818-721194, 01813-711983, 01819-642458
Phone: 44333-07496
E-mail: opca92@yahoo.com, opca_mir@yahoo.com

128.     OSACA (Organisation for Social Advancement & Cultural Activities)
200/1, Krishnupur, DC Road, Library Bazar, Pabna
Phone: 0731-65918
Cell # 01552-389247, 01713-685745, 01715-507607

129.  Pabna Protishsruti
House-A/5,Block-J(East of Pabna Alia Madrasa)
Radhanagar, Pabna Sadar, Pabna-6600
Phone # (0731)66199,01715-104380

130.  Padakhep Manabik Unnayan Kendra
House # 548, Road # 10
Baitul Aman Housing Society, Adabar
Mohammadpur, Dhaka-1207.
Phone # 8151124-6, 9128824
Fax: 02-9137361, 9112325

131.  Page Development Centre
Upalata, Professor Para,
Ashoklota, Comilla-3500
Phone # (88-081) 76323, 77093
Mobile: 01711-388410, 01727777727
Email: lokman_pdc@yahoo.com

132.  Palashipara Samaj Kallayan Samity
Bashbaria, Post+ Upazila: Gangni,
District: Meherpur-7110
Ph: 07922-75046, Mobile # 01711218819

133.  Palli Bikash Kendra (PBK)
27/C Asad Avenue (1st Floor), Block-E
Mohammadpur, Dhaka-1207
Phone # 9132389
Email: info@pbk-bd.org

134.  Palli Formation
Circular Road, Mahajan Patti, Bhola-8300.
Phone: 0491-55070
Liaison Office
91, Vasantich, Dhaka Cant.
Mirpur-16, Dhaka-1206.

135.  Palli Mongol Karmasuchi (PMK)
PMK Bhaban
Village& Post Office: Zirabo, Ashulia, Dhaka
Liaison office:
Block-J, North side (Fifth Floor), Concord Arcadia
Plot-1 & 2; Road # 4, Dhanmondi R/A, Dhaka-1205.
Phone # 88-02-7791448-9
Fax: 88-02-7791448

136.  Palli Progoti Sahayak Samity (PPSS)
Village & Post: Kamarpur
Faridpur Sadar, Faridpur.
Phone # (0631) 64304, 01711-352686
Email: ppssfaridpur@yahoo.com

137.  Palli Shishu Foundation of Bangladesh (PSF)
Dr. Tofael Palli Shishu Bhaban
House no: 6/A, Barabagh, Section: 2
Mirpur, Dhaka-1216
Ph: 8013628, 9004075, Cell: 01819-273429

138.  Parashmoni Samajik Unnayan Sangstha
Bogra Bazar, Village & Post: Gujium,Upazilla:Trishal
District: Mymensingh
Phone # 01716081274

139.  Poribar Unnyan Sangstha
Adarhapara, Word No: 6
Sadar Road, Char Fasion, Bhola.
Phone # 04923-74102, 01716-185389
E-mail: fda.crf@gmail.com

140.  Participatory Development Initiatives of the Masses (PDIM)
House # 29/1 (New), Senpara Parbata
P.O Box.No.8092, Mirpur-10, Dhaka-1216
Phone # 8018144, Fax: 880-2-8018144
Cell: 01727-780064, 01716-091827
Email: pdim@bdcom.com 
141.  Participatory Development Organization (PDO)
Nawhata, Pabna, Rajshahi- 6213
Phone: 01711-318662, 01552-399332

142.  Polli Sree
Balubari, Dinajpur-5200.
Phone # (0531) 65917,
Cell: 01713-491000, 01713-491008
E-mail: pollisree@yahoo.com
Liaison Office
6/4-A,Sir Syed Road, Mohammadpur,Dhaka-1207

143.  Paribarttan
Tarash, Sirajgong-6780.
Phone: 07528-56217

144.  People’s Oriented Program Implementation (POPI)
5/11-A, Block-E, Lalmatia
Dhaka-1207
Phone # 9121049, 9137769, 9122119, 01711-536531
Email: murshed_alam@popibd.org, popi@bdmail.net

145.  POSOBID
Ahmed Vila, Uttara Residential Area
Srimangal, Moulvi Bazar
Phone # (08626) 88311, Mobile # 01711-899641

146.       Poverty Alleviation and Rural Development Organisation (PARDO)
Vill: Chutibhatavaur, P.O: Shushonda
Upazila & Dist: Manikgonj

147.  PRISM Bangladesh
House # 49, Road # 4/A
Dhanmondi R/A, Dhaka-1205.
Phone # 88-02- 9663544, 9663533
Cell: 01716-002021
Web: www.prismd.org

148.  Prodipan
Shaheb Bari Road, Maheswarpasha
Daulatpur, Khulna-9203
Phone: 041- 2870008, 774777, 
Cell: 01678-138409, 01712-447764
prodipan@neksus.com
Liaison Office:
6/1 A, Block-F, Lalmatia,Dhaka-1207
Phone: 8114438, 8114847, 8118528

149.  Progati Manobik Unnayan Committee
Vill. + P.O- Madhya Ragihar, P.S- Agailjhara
Dist: Barisal.

150.  Progoti Samaj Kallyan Sangstha (PPS)
Vill. + PO: Baruna Bazar
Upazila: Dumuria, District: Khulna
Liaison Office:
Hospitaal Road, P.O: Noapara, Upazilla: Abhaynagor, District: Jessore.
Phone: 04222-71423
Mobile # 01714-662835, 01727-675300


151.  Program for Community Development (PCD)
Radhanagar Moktob More,
Pabna. Phone # 0731-66969
Mobile:01726-317246, 01711-484290.
Email: pcdpabna17@yahoo.com

152.  Programmes for Peoples Development
Vill: Shaktipur, PO+ PS: Shahazadpur
Sirajgonj-6770
Ph: 07527-64352
Email: ppd_shazadpur@yahoo.com

153.  Progress (Ackti Samaj Unnayan Mulok Sangstha)
Dawanpara, Jamalpur-2000.
Phone # (0981) 63116,62091
Mobile: 01711346835, 01711346834

154.  Proshika Manobik Unnayan Kendra
Proshika Bhaban, I/1-GA, (Section-2), Mirpur
Dhaka-1216.
Phone # 8013398, 8015812, 8015945-6, 8016015, 9004006, 01711595944
Fax: 880-2-8015811                          

155.  Prottyashi
Syed Bari
903/A Omar Ali Matabbar Road (Near Bahaddar Bari)
District: Chittagong- 4212
Phone # 880-(031) 658222, 2550506
Cell: 01819-326206
Liaison Office:
Road no# 06, House# 393 (4/C),
Baitul Aman Housing Society, Adabar
Mohammedpur, Dhaka- 1207.

156.  Proyas Manobik Unnayan Society
                        Belepukur, Chapai Nawabganj-6300.
        Phone: 0781-55075
        Email: proyas@btcl.net.bd

157.  RDRS Bangladesh
House # 43, Road # 10, Section # 6
Uttara, Dhaka-1230
Phone # 8954384-86, 8959386
Fax: 88-02-8954391

158.  Resource Integration Centre (RIC)
House # 20( new), Road-11(new)
Dhanmondi R/A, Dhaka-1209.
Phone # 8118475,8114034 Mobile: 01711548790

159.  ROVA Foundation
Village & Post: Horishpur
Upazilla- Shalikha, District: Magura.
Ph: 0488-63422, Mobile # 01711-807352

160.  Rupganj Artha Samajik Unnayan Samity (RASUS)
Majhipara , Bhulta, Rupganj
Narayangonj
Mobile # 01711120383

161.  Rupganj Tant Adhunikoran Samabaya Samity Ltd.
Bhulta, Rupganj
Narayangonj.Mobile: 0171354062.

162.  Rural Organization for Social Affair (ROSA)
Village: Banpara, Post: Haroa
Upzilla: Baraigram, District: Natore.
        Mobile # 01711-312199

163.  Rural Development Organization (RDO)
Thana Road, Vill. + P.O + P.S: Muladi
Dist: Barisal
Phone: 0432-6348
Liaison Office
25/28, Sher Shah Suri Road (2nd floor)
Mohammadpur, Dhaka-1207.
Mobile: 01711183346

164.  Rural Development Trust (RDT)
Danirampur (Ujanpara), P.S- Trishal
Mymensingh.
Phone: 8913805

165.  Rural Economic Development Association (REDA) 23/D, Gulkibari
Dist: Mymensingh-2200.
Phone: 091-54035, Mobile: 0171-141888

166.  Rural Economic Support and Care for the Under Privileged (RESCUE)
H-40/1, Road-1, Alhaz Nagar, Dorshona road,
Karmichel College, Rangpur,
Phone: 0521-64085, Cell: 01715-507394

167.  Rural Reconstruction Foundation
RRF Bhaban, C&B Road, Karbala
Po. Box # 07, Jessore-7400
Phone # (0421) 66906, 65663, 61679, 66906, 65663
Fax: 0421-68546
E-mail: info@rrf.bd.org
Liaison Office:
House # 33 (3rd floor), Road # 17
Nikunja- 02, Dhaka- 1229
Phone: 01716422002
E-mail: rrftony@gmail.com

168.  Sabalamby Unnayan Samity
Shibgonj Road, Netrakona -2400
Phone # (0951) 61566
Mobile: 01713-036730, Fax: 0951-61766

169.  Samakal Samaj Unnayan Sangstha
Village+PO: Jahangirabad, Upazila: Pirganj
Rangpur.
Phone: 05227-56022
Email:ssusinfo@gmail.com

170.  Sajida Foundation
House- 28, Road- 07, Block- C
Niketon Housing Society,
Gulshan- 1, Dhaka-1212.
Phone: 02- 9890513 Fax: 02- 9863165
Cell:01819-212310, 01817-293178
Email:sajida@sajidafoundation.com

171.  Samadhan
Samadhan Bhaban
Upazilla Road, Keshabpur, Jessore- 7450
Phone # (04226) 56549, Cell: 01711-131250
Email: samadhan_reazul@yahoo.com

172.  Samaj Kallyan Sangstha (SKS)
Shaheed Tuku Saroni, Palashpara, Gaibandha-5700
Phone # (0541) 89023, 62420, 01713210310
Email: sksgaibandha@tistsonline.com

173.  Samaj Kallyan O Palli Unnayan Sangstha (SPUS)
Post: Rupsha, Thana: Shivalaya
District: Manikganj.
Phone # 065175049
Mobile # 01711-428017

174.  Samajik Seba Shanghoton
        Pahartali, Delduar, Tangail, Bangladesh
        Phone: (0921)-62696

175.  Samannita Samaj Unnayan Sangstha (ICDA)
Gorachand Das Road, District – Barisal.
Phone # (0431) 2173088, 01715031584, 01727063366

176.  Sammanita Unnayan Seba Sangstha (SUSS)
Sathi Cinema Road, Madhupur, Tangail
Ph: 09228-88127, 56326
01711447028, 01718069186

177.  Sagorika Samaj Unnayan Sangstha (SSUS)
Village & Post: Charbata
PS: Charjabber, Subarnachar, District: Noakhali.
Mobile: 01711-380864

178.  Sangkalpa Trust
Sangtai Plaza, Pathargata,
Barguna, Ph: (04455)-75122, 75023
Cell: 01713-046725, 01715-038662
Liaison Office:
Prince Tower,
House # 584, Road # 06
Baitul Aman Housing Society Ltd.
Adabor, Mohammadpur, Dhaka- 1207.
Email: sangkalpa@bangla.net, sangkalpa@sangkalpa.org


179.  Sangram (Sangathita Gram Unnayan Karmasuchi)
Shahid Smritee Sorak, Barguna 8700.
Phone # (0448) 62828;

180.  Sachasebi Palli Unnayan Sangstha “PIPASA”
Vill + Post: Chithalia
Thana: Mirpur, District: Kushtia
Phone # 01716-078753

181.  Shachetan
House # 573, Ramchandrapur,
Natore Road, Rajshahi-6100
Phone: (0721) 771602, 812560

182.  Shariatpur Development Society (SDS)
Sadar Road, P.O. Sariatpur-8000
Phone # (0601) 55554, 55434
Fax: 0601-55434, Cell: 01714-011901

183.  Satkhira Unnayan Sangstha (SUS)
Post & Thana: Tala, District: Satkhira,
Phone: 01711-829492
E-mail: sus_ngo@yahoo.com

5/1, Gaznabi Road, College Gate
Mohammadpur, Dhaka
Phone # 8113250

184.  SAVIOUR
36, Rail Road, Jessore
Phone: 0421-66622, 01712-040700, 01713-411120

185.  Shojag (Somaj-o-Jati Gathan)
Village & Post: Shailan, Upazila: Dhamrai, Dhaka.
Mobil: 01713-005314, 01730038502
Email: NOO444<maivsban@citechco.net, sojag86@yahoo.com

186.  Social Health Economic and Basic Aid. (SHEBA)
Vill: Tetulia, Shukhdevpur
PS: Tala, Dist: Satkhira

187.  Society for Development Initiatives (SDI)
House # 2/4, 3rd Floor, Block-C
Shahjahan Road, Mohammadpur, Dhaka-1207
Phone # 9122210, 9138686
e-mail : sdi@bdcom.com
Website : www.sdi.org.bd

188.  Socio Economic Development Society (SEDS)
House# 42/3, Block-F, Babor Road (Johori ahalla)
Shamoli, Mohammadpur, Dhaka-1207
Phone #8117538, Fax: 8118687

189.  Self-Help & Rehabilitation Program (SHARP)
New Babupara, Saidpur-5310, Nilphamary
Phone # 05526-73136, Mobile # 01712-059148

190.  SETU
T&T Coloni Road, Courtpara
Post Box # 10, Kushtia-7000.
Phone # (071) 62029, Cell: 01720507700
email: setu.rogbd@yahoo.com, Web: www.setubd.org

191.  Shakaler Jannya Kallyan (SJK)
Vill: Shankar pasha
Post: Parerhat
District: Pirojpur-8502.
Mobile # 01718-449632

192.  Shaldair Renaissance Club (SRC)
Bhuapur, Tangail.
Phone: 09223-87019

193.  Shataphool Bangladesh
Vill+PO. – Jahanabad, Upazilla – Mohonpur
District – Rajshahi
Mobile: 01711-062767

194.  Shapla Gram Unnayan Shangshta
Keshorehat, Mohanpur, Rajshahi
Phone: 01712-772446
Email: shaplango_99@yahoo.com

195.  SHAPLAFUL
Dashani, Bagerhat- 9300.
Phone # (0468) 63327, Mobile: 01711-965829, 01726190940
Email: shaolaful104@yahoo.com

196.  Shetu Bangladesh
Village + Post: Shirashuni
Upazila: Tala, District: Satkhira.9420
Mobile # 01715015888
Liaison Office
4/1, Block-F, Lalmatia
Mohammadpur, Dhaka-1207
Email: shetu2006@yahoo.com

197.  Sheva Nari o Shishu Kallyan Kendra
26, East Tejturi Bazar, Tejgaon, Dhaka- 1215
Phone: 02-9114497, Cell: 01711560065
E-mail: sheva@bol-online.com

198.  Shishu Niloy  Foundation
22/A, Mujib Sharak, Jessore-7400
Phone: 88-0421-65115
Mobile # 01711-489883
Email: sniloy_2@yahoo.com


199.  Social Advancement Through Unity (SATU)
Main Road, Tangail-1900.
Phone # (0921) 53674
Email: satu@bol-online.com

200.  Social Organisation for Village Development (SOVD)
Barangakhola, P.O: Joynagar, P.S + Dist: Manikganj
Ph: 01711-473702

201.  Social Upliftment Society (SUS)
76/A Uttar para, Savar
Dhaka- 1340.
Phone # 7711229, 7713293
Mobile # 01715022673

202.  Society Development Committee (SDC)
Zaman Manzil Road, No-1, Goalchamot
Faridpur Sadar,Dis: Faridpur-7804
Phone # (06324) 56237,01714022987

203.  Society for Project Implementation Research Evaluation & Training (SOPIRET)
Sk. Rasel Sarak, Samserabad, Lakshmipur
Phone: 0381-61114. Fax: 9559295
Mobile: 01714-222814

204.  Society for Social Service (SSS)
Mymensingh Road, P.O Box No-10, Tangail.
Phone # (0921) 53195, 53622
Fax: 88-0921-54931
Email: ssstgl@bttb.net.bd, sss.credit@gmail.com

205.  Socio-Economic Development Action Program (SEDAP)
Shahid Rafiq Sarani
Manikgong.
Ph: 0651-71081, 01741-293084, 0173538335

206.  Solidarity
New Town
Kurigram-5600
Phone # (0581) 61222, 61532, 61485
Fax: 0581-61485,61789
Email: solidarity_bd@yahoo.com

207.  South Asia Partnership Bangladesh
House # 63, Block # Ka, Mohammadpur Housing
Pisciculture & Farming Cooperative Society Ltd.
Shyamoli, Dhaka-1207.
Phone # 8112103, 8774697
Email: sapbdesh@citechco.net

208.  Sramajibi-O-Dustha Kallayan Sangstha
Vill: Chakla, P.O. Punduria-6682 (Via Kashinathpur)
Upazila-Bera, Dist: Pabna
Mobile: 01712-994647

209.   Srizony Bangladesh
Srizony Bhaban
111, Pobahati Road
Jhenaidah-7300
Phone # 1451-63264-5, Fax: 88-0451-63346

Srizony Bhaban,
Plot # 3, Road # 1, Block # A
Section # 2, Mirpur, Dhaka- 1216
Ph: 9128581, Cell # 01711-217324, 01922373000
01718031263, 01926888588

210.  Suchana Samaj Unnayan Sangstha
Thana para, Boda, Post: Boda, District: Panchagarh
Phone # (05653) 56210, Cell: 01711-297216

211.  Swanirvar Bangladesh
5/5, Block-C, Lalmatia, Dhaka-1207.
Phone # 9116558, 9116808, 9116808
Cell: 01711179862
Fax: 88-02-812377, 88-02-810125

212.  Syndicate (Artha Samajik o Gram Unnayan Sangstha)
Payarkandi (Puratan Bus stand)
Muktagacha, Mymensingh.

213.  Tangail Samaj Unnayan Sangstha (SUS)
Ashekpur,Main Road, Tangail.
Phone # (0921) 54940, Mobile # 01711-908916

214.  Taraf Sartaj Santi Sangha
Darail Bazar, Gabtoli, District: Bogra.
Mobile # 01745-052709, 01711-466057

215.  Tarail Sonakhali Adarsho Jubo Sangha
New name (Jono Seba Parishad)
Vill: Sonakhali, P.O: Joaria, P.S: Tungipara
District: Gopalganj.

216.  The Good Earth
Hasney Tower (2nd floor)
3/A Kawran Bazar C/A, Dhaka-1215
Phone: 8121941, 9126652-54 Ext: 110
Cell: 01711-535544, 01711-959428

217.  Thengamara Mohila Sabuj Sangha (TMSS)
TMSS Bhaban
631/5, West Kazipara
Mirpur- 10, Dhaka- 1216
Phone # 9348644, 8057589
Email:tmsseshq@gmail.com, Web: www.tmss-bd.org 
     
218.  United Development Initiatives for Programmed Action-Uddipan
9-10, Janata Cooperative Housing Society Limited
Road#1, Ring Road, Adabor Mohammadpur, Dhaka-1207.
Phone: 880-02-8115459
Fax: 880-02-9121538

219.       Underprivileged Children’s Education Program (UCEP)-Bangladesh
Plot-2 & 3, Mirpur-2, Dhaka- 1216
Phone # 8011014-6, Fax: 880-2-8016359

220.  Unnayan
House # 366, Road # 19
Nirala R/A, Khulna-9100.
Phone # (041) 732438
Cell: 01711389359, 01712001354
Email: unnayanngo@yahoo.com

221.  Unnayan Prochesta
Village: Tala, Post: Tala, District: Satkhira.
Mobile: 01711-451908
Phone # 04727-56156;

222.  Upon Uddogh Sangstha
Ramna Bazar, Chilmari, Kurigram
Phone: (0581) 61341

223.  Uttara Development Programme Society (UDPS)
Bhai Pagla Mazar Lane
Bogra-5800
Phone: (0581) 62879 
Liaison Office
Shilpi Kuthir
9/18, Iqbal Road, Block-A
Mohammadpur, Dhaka-1207
Phone: 8120632, 8120388

224.  Village Development Foundation (VDF)
        Upazilla Parishad Road, Barrikhali,
        Morrelgonj, Bagerhat.
Phone: 04656-56008, 01715-548667
        Email: amirvdf@gmail.com

225.  Village Education Resource Centre (VERC)
B-30, Ekhlas Uddin Khan Road
Anandapur, Savar, Dhaka-1340
Phone # 7710412, 7710779, 774020

226.  Voluntary Association for Rural Development (VARD)
House # 44, Road # 14, Block-B, Shahjalal Upashahar
Post Box # 170, Sylhet-3100.
Phone # (0821) 761365, 761676, 761473

Flat# 1/A, House# 554, Road# 9, Baitul Aman Housing society, Mohammedpur, Dhaka1207.
Phone # 9133590

227.  Voluntary Paribar Kallyan Association (VPKA)
South Bhabanipur, Rajbari-7700.
Phone # (88-0641) 65579, 65001
Mobile: 01720-513759, 01720-513757
vpka.mail@gmail.com

228.  WAVE Foundation
Darshana Bus stand, Post: Darshana,
Upazila :Damarhuda, Dist: Chuadanga.
Phone # (0761) 89013

Liaison Office

3/11,Block-D, Lalmatia, Dhaka-1207

229.  Young Power in Social Action (YPSA)
House# F 10 (P), Road # 13, Block # B
Chandgaon R/A, Chittagong-4212
Phone : 031-672857 Fax: 88-031-2570255
Cell:01711-825068, 01819-321432
arif@ypsa.org, dhaka@ypsa.org
Liaison Office:
House # 13/KA (Gr. Floor), Road # 2
Shamoly, Dhaka-1207
Phone: 8142351,8143983