Wednesday, September 25, 2013
Tuesday, September 24, 2013
Training Information Management of POs and PKSF’s HR at PKSF center.
Training
Information Management of POs and PKSF’s HR at PKSF center.
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·
PKSF maintains a complete database of
training information provided by PKSF.
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The outstanding training demand of POs,
resource pool, resource persons grading, course evaluation etc. are recorded
in the database.
·
Very recently comprehensive software is
being used for preserving multi-dimensional information of trainings provided
by PKSF, by POs own arrangement and from other sources. This information is
very much helpful in assessing the capacity level of the individual and the
respective organization’s Human Resources.
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Contribution in other relevant areas by PKSF
7.0 Contribution in other relevant areas:
7.1
Lobbying for appropriate policies and regulations useful for the expansion of
microfinance sector:
PKSF lobbies with the Government for appropriate policies and
regulation for Microfinance Sector. The Government has established an
independent “Microcredit Regulatory Authority (MRA)” for regulation
of the Sector. PKSF is an important member of this Authority, and contributing
to help the Government to prepare a microfinance-friendly regulatory framework.
7.1
Gender Equality:
From its very inception PKSF has recognized the fact that without
the active participation of women who are 50% of the country's population, any
development program would not be able to achieve its objectives. SO, PKSF
encouraged its partners to target women in their programs. As a result, more than 90% of the beneficiaries of different programs of
its partners are women. PKSF is therefore playing an important role in
empowering of women.
7.2
GO-NGO Partnership:
PKSF
has very successfully established and developed GO-NGO
collaboration in the field of poverty alleviation and employment generation
through the provision of implementing different programs including microcredit.
Developing best practices for microcredit management and operations of MFIs:
Developing
best practices for microcredit management and operations of MFIs:
PKSF has developed performance indicators and standards for its POs
in different areas with a view to assessing their overall institutional
strength. Moreover, PKSF has prepared a number of guidelines and policies to
improve its own credit operations and that of its POs. Some of these
policies, guidelines, and standards can in fact improve the performance of
microcredit industry as a whole and become basis for a legal framework for
microcredit industry. These guidelines/ policies/ standards have been prepared
based on the field experiences and in consultation with PKSF POs and other
stakeholders of the sectors.
Moreover, PKSF
reviews its policies and programs continuously and adjusts them to meet the
changing requirements. PKSF in the last decade has prepared a number of policy
guidelines and standards for the microcredit sector based on the felt needs
involving the practitioners - PKSF staff members and POs representatives and
officials. PKSF has a program to develop standards in further areas and review
and revise ones already prepared. Major policy guidelines and standards prepared by PKSF are:
- Accounts manual for POs.
- TORs for POs audit by PKSF internal audit team.
- TORs for external audit of POs and PKSF.
- Accounts manual for PKSF (With the International Standard).
- Loan classification and provisioning policy of PKSF and POs.
- Procurement policy.
- Guidelines for selection of POs and borrowers for Rural, Urban
Ultra poor, Microenterprise and seasonal loan.
- Policy for Loan Classification and Debt Management Reserve;
- Guideline for Designing Internal Control System for POs of PKSF;
- Guidelines for Management of Savings;
- Guidelines for Management of Service Charge Earnings;
- Guidelines for Avoiding Overlapping;
- Management Information System (MIS);
- Guidelines for Performance Standards and Categorization of POs;
- Operational and Financial Ratio Analysis;
- Policy for the Utilization of Disaster Management Fund;
- Guidelines for Indicators for Early Warning System;
- Business Plan preparation for POs;
- Guideline for Management Audit of POs by PKSF;
- Guideline for Internal Audit of POs by PKSF;
- Audit TOR for External Auditor of PKSF for Auditing PKSF;
- Audit TOR for External Auditor of PKSF for Auditing its POs;
- Audit TOR for Auditors appointed by POs;
- Policy for Loans for Institutional Development.
Institutional Development Loan Programs of PKSF
2.0
Institutional
Development Loan Programs:
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·
PKSF implements loan program for its POs institutional
development at the rate of 7%, 6% & 5% interest on the basis of
categories of POs (A, B & C). This loan is sanctioned for its POs to buy
computers, motorcycles, bicycles, and engine boats, photocopiers and for the construction
of training complex that helps the POs in smooth operation of Microcredit.
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3.0
Computerized system support:
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PKSF is implementing an improved
computerized management information system for PKSF and its POs. The activities under this programs are:
Ø
Procurement of
hardware
Ø Design
of software
Ø Development
of software
Ø Installation
of software
Ø Creation
of LAN facilities at PKSF office.
Ø Creation
of data center at PKSF
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4 .0 Researches:
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·
PKSF gives much importance on research for
institutional development of MC sector. The objective of research program is
to strengthen and support the Financial & Non-financial program of PKSF
and its POs.
·
The purposes of research are also to determine the impacts
of microcredit and other social development interventions and to prepare
manual for POs for effective implementation of their various poverty
reduction and employment generation activities.
·
Under a Research Wing of PKSF the research
activities are performing.
·
Meanwhile PKSF has
established the “Institute of Microfinance (InM)” to conduct research in
microfinance sector and improve knowledge base of this sector.
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Workshops/Seminars PKSF
5.0
Workshops/Seminars:
PKSF regularly organizes workshops,
Seminar & Brain-storming sessions on different areas of poverty reduction
and employment Generation programs covering Microcredit Management and Social
Development activities with view to make the POs aware and to make them capable
to run their programs in different challenging environment in sustainable
manner.
Training Wing of PKSF:
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·
PKSF’s training wing is headed by Deputy Managing Director
(Admin. & Finance).
·
The wing is supported by a Seven-member team-(1 Deputy
General Manager, 1 Manager, 1 deputy Managers, 1 Assistant Manager, 2
officers and one junior officers).
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1.8 Training Venue:
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·
The training venue
is located at PKSF's complex with facilities to organize two batches training
simultaneously; one is residential, while another is non-residential. Each
batch consists of 25 participants.
·
In order to
provide trainings against huge volume of demands, PKSF has selected 30
associate training institutes throughout the country. Most of them are from
its POs for outsourcing the trainings.
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1.9 Training Need Assessment:
PKSF regularly assesses the Training Needs of the POs’
staff. Based on the TNA; PKSF updates the modules on regular basis.
1.10 Training Calendar of
PKSF:
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·
On
regular basis for each year, PKSF collects the training demands from its POs
in order to prepare a yearly training calendar for implementation.
·
On the basis of training demands along with considering some other
factors, then Yearly Training Calendar (YTC) is prepared.
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1.11 Training expenses:
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·
From the inception, the total training
expenses for all kinds of training were borne by PKSF.
·
Gradually through evaluating the capability
and financial sustainability recently PKSF is charging a percentage of
training expenses (80%, 50% & 30%) according to the respective category
of POs (A, B & C).
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1.13 Library:
PKSF has a library enriched with literatures and
publications on poverty alleviation and microfinance issues, so that PKSF
staffs can keep themselves updated about the latest development in these areas.
Besides the staff, researchers and scholars interested in poverty alleviation
and microcredit can also use PKSF library.
Ethiopia
National Bank
of Ethiopia
Training modules of PKSF
PKSF has so far
developed 37 training modules of which 26 are for POs staff, 7 are for PKSF
staff, and 4 are for both PKSF & POs staff. On regular basis PKSF are updating the
modules analyzing the changed demand of the sector. Some of Modules are as
follows:
Synopsis of the training modules for POs
staff:
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Category of Trainees
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Modules
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Duration of training
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Chief Executives
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1)
Financial
Management
2)
Savings
And Credit Management
3)
Monitoring
& Evaluation
4)
Strategic
Planning
5)
Good
Governance and Institutionalization
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3 to 5 days
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Senior/Mid Level Officials
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1)
Advance
Microfinance and Institutional Management
2)
Financial
Product Design and product diversification
3)
Monitoring
& Evaluation
4)
Strategic
Planning for NGO and MFI
5)
Credit
and Savings Management
6)
Supervision
& Monitoring
7)
Training
of Trainers
8)
Disaster
Management
9)
Microenterprise
Lending and Management.
10)
Social
Issues Trainings
11)
Basic Agriculture Training
12)
Business
Development Service (BDS).
13)
Sub-sector Analysis and Value Chain
Development in Agriculture.
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Accountants & Auditors
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1)
Accounts-Keeping
2)
Financial
Management
3)
Internal
Audit for Operation of NGO/MFIs
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Field Workers
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1)
Group
Dynamics, Microcredit & Savings Management
2)
Micro_Enterprise
(ME) and Small & Medium Enterprise (SME) Operation and Management
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Total
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23
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1.6.1
Synopsis of the
Modules for PKSF Officers:
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Category of Trainees
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Modules
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Duration of training
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Assistant General Manager, Deputy General Manager
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1)
Financial
Management
2)
Strategic
Planning
3)
Monitoring
and Evaluation
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3 to 7 days
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Manager, Deputy Manager And Asst. Manager
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1)
Financial
Management
2)
Micro-Credit Management
3)
Budgeting
and Auditing
4)
Identification
and Managing IGA's.
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Total
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7
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1.6. 2 Synopsis of the
Modules for both PKSF and PO staff
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Category of Trainees
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Modules
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Duration of training
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POs’ Officers and PKSF Officers
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1)
Microenterprise
Management and ME Lending Program
2)
Value-chain
Analysis and Design of Sub-sector Development Program
3)
Environmental
and regulatory issues pertaining to Microenterprise development
4)
Business
Plan of Microcredit Operation
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3
to 5 days
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Total
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4
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Brief Information of Training provided to Beneficiaries by different projects of PKSF
Brief Information of Training provided to Beneficiaries by different projects of PKSF
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Sl. No.
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Name of the project
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Name of the course
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1.
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FEDEC
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Business Awareness and
Skill Training on Dairy production; Beef Fattening; Cow rearing; Maize
Cultivation; Fish cultivation; Poultry rearing; Duck rearing; Flower
Cultivation; Sewing; Ginger & Turmeric Cultivation; Dry fish; Betel leaf
cultivation; Shoe making; Food processing; Block batik; Agriculture; Lamb
Rearing;
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|
2.
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PRIME
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Goat Rearing; Beef Fattening; Cow rearing;
Homestead Vegetable Cultivation; Calf rearing; Broiler rearing; Pullet
Rearer; Lamb/Sheer Rearing; Mixed Fish Culture; Layer rearing (Egg purpose);
Crop Pattern Based Cultivation; Nursery; Cassava Cultivation; Banana
Cultivation; Bamboo Based Handi Craft; Tailoring; Duck Rearing; Sonali
Chicken Rearing; Commercial Vegetable cultivation; Commercial Fruit
cultivation; Buck rearing; House wearing & Electronics; Mechanics;
Tailoring; Mobile Servicing; Mat Making; Steaching; Sweater Meaking;
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3.
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LIFT
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Implementation of IGAs
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4.
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MFTSP
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General Livestock Training (Initial), General
Livestock Training (Follow-up), Specialized Livestock Training (Initial),
Specialized Livestock Training (Follow-up), Social Development Training
(Initial), Social Development Training (Follow-up)
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5.
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PLDP-II
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Poultry Work; Chick Rearing; Duckling Rearing; Key
Rearing; Duck Rearing; Pullet Rearing; Model Breeder Rearing; Mini Poultry
Hatchery (Rice Husk); Feed seller; Egg seller; Commercial Layer Rearing;
Commercial Broiler Rearing; Goat/Sheep/Buck/Pig Rearing;
Beef Fattening; Milch Cow Rearing;m Heifer
Rearing; Fodder Cultivation; Milk Processing; Dairy Entrepreneurship; Milk Collection
& Handling; Milk Collection & Processing; Farmer Leadership Training;
Farmer Association Training;
Veterinary Pharmacy Ownership; Butcher Training; Social Development
Training for CEW;
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6.
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MFMSFP
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7.
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FSVGD
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Poultry Rearing; Goat Rearing; Cow Rearing; Beef
Fattening; Vegetables Cultivation; Nursery; Tailoring; Bamboo Production
Making; Block batik & Tie-dye; Embroidery (Carchupi)
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8.
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Others
projects
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On different IGA Management, Awareness building,
Primary health and other social issues.
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Brief Information of Training provided by different projects of PKSF to POs officials
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#
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Name of the provider
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Name of the module
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1.
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FEDEC
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ToT on ME Management and
Lending for PO top Management; ME Lending Management for PO Branch Manager
and Loan Officers; Refreshers Course on ME Management and Lending for PO top
Management; BDS Awareness Workshop for PO Management; PO Staff Training in
Sub-sector and Value Chain Analysis and Design of Sub-sector; Refreshers
Course on ME Management & Lending for PO Branch Managers & Loan
Officers; PO Staff Training in Environmental and Regulatory Issues; Local
Study Tour for POs;
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2.
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PRIME
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ToT on Group Dynamics,
Savings & Credit Management; Orientation Program on Software Application;
Livestock Production and Management; Project Management; ToT of Result Based
Monitoring; Training for PA (tech); Training for IGA Implementation
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3.
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LIFT
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4.
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MFTSP
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Training on Social Development Issue; Livestock
Technical Training; Training on Monitoring &Evaluation of Livestock
Related IGAs;
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5.
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PLDP-II
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Project Management & Monitoring
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6.
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MFMSFP
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7.
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FSVGD
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ToT on Microcredit Management; Microcredit &
Financial Management; Group Dynamics, Savings & Microcredit Management;
Financial management; Training of Trainer (ToT)
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International training/exposure programs for overseas participants by PKSF
International training/exposure programs for overseas participants
The training courses and study visits for international participants include lecture sessions at PKSF’s Training Center along with field visits to different POs of PKSF, Grameen Bank, BRAC and ASA.
The training courses and study visits for international participants include lecture sessions at PKSF’s Training Center along with field visits to different POs of PKSF, Grameen Bank, BRAC and ASA.
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South Asia
(4 countries, 10 organizations)
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India
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National Bank for Agriculture and Rural development (NABARD)
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The Ministry of Minority Affairs
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Women and Child Development Directorate
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Women’s World Banking (WWB)
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Nepal
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Nepal Rastrio Bank (NRB)
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Rural Microcredit development Center (RMDC)
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Small Farmers Development Bank
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Pakistan
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Pakistan Poverty Alleviation Fund (PPAF)
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Sri Lanka
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GTZ Pro MFS (Promotion of Microfinance Sector)
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National Development Trust Fund(NDTF)
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East Asia
(5 countries, 6 organizations)
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Vietnam
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The State Bank of Vietnam
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Vietnam Bank for Social Polices (VBSP)
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China
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People's Bank of China (PBC)
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Indonesia
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GEMA PKM INDONESIA
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Philippines
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People’s Credit and Finance Corporation (PCFC)
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Yemen
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Social Fund for Development (SFD)
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Europe
(2 countries, 2 organizations)
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Switzerland
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Europe and Asia Microfinance, UNCTAD, Geneva
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Kyrgyz
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Kyrgyz MFI
Professionals
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Africa
(8
countries, 10 Organizations)
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Kenya
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Jitegemee Trust Ltd.
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Microenterprise Support Programme Trust (MESPT)
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Ministry of Gender and Children Affairs
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Nigeria
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Community Development Foundation
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Ghana
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United Nations Development Programme (UNDP)
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Uganda
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Uganda Microfinance Support Center Ltd.
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Rwanda
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Ministry of
Finance and Economic Planning
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Tanzania
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Small
Entrepreneurs Loan Facility (SELF) Project, Ministry of Finance, The United
Republic of Tanzania
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Nigeria
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Central Bank of
Nigeria
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Ethiopia
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National Bank
of Ethiopia
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